Personal Finance
12 posts in this category
Retirement Savings Made Simple: From Workplace Plans to Individual Accounts
Make sense of 401(k)s, IRAs, HSAs, and rollovers. Follow a simple order of operations and low-fee strategies to build retirement security.
Negotiating Your Monthly Bills: Save More Without Sacrifice
Stop overpaying. With a one-hour plan and a few scripts, you can lower internet, phone, insurance, and more—without cutting what you use.
The 50/30/20 Budget: A Simple Plan You Can Stick To
Make money management effortless with the 50/30/20 budget: 50% needs, 30% wants, 20% savings and debt. Simple steps, tools, and tips to start, stick with it.
Beginner's Guide to Index Funds and Long-Term Investing
A simple, step-by-step primer on index funds: why fees matter, how diversification works, and how to build an automated, long-term investing plan.
Understanding Compound Interest: Let Time Grow Your Money
Learn how compound interest works, why starting early matters, and practical steps to maximize growth so your money works harder over time.
How to Create a Budget You'll Actually Use
Build a simple, flexible budget you'll actually use. Learn practical steps to track cash flow, automate saving, and adjust without stress.
How to Build an Emergency Fund, One Paycheck at a Time
Build a cash safety net without stress. Learn to set your target, automate savings, and grow an emergency fund one paycheck at a time.
Debt Snowball vs. Debt Avalanche: Choose the Strategy That Fits You
Two proven methods can help you crush debt. Snowball builds momentum with quick wins; Avalanche minimizes interest for faster, cheaper payoff.